Saving

Ways to save more money without completely changing your lifestyle

Saving more doesn't have to mean cutting out everything you enjoy. Some of the biggest, easiest gains come from where your money already goes, not from giving things up.

Audit what's on autopilot

Subscriptions, memberships, and insurance premiums renew quietly and rarely get reviewed once they're set up. Once or twice a year, look through your statements for anything you're paying for and not using, and shop your insurance rates against a couple of competitors — the savings are often bigger than people expect for the ten minutes it takes.

Make saving automatic

Saving what's left over at the end of the month rarely works, because there's rarely anything left over. An automatic transfer that moves money the day you're paid, before you see it sitting in checking, works far more reliably.

Small swaps that add up

You don't always need to cut things out to save more — sometimes it's about how you pay for what you were already going to spend on. Renters can earn points on rent with no added fee through something like Bilt, and switching to a bank account you were going to open anyway can come with a sign-up bonus, like Chase's current offer.