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Investment return calculator
The same contribution plan, projected at three different return rates — because the rate you assume changes everything.
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Moderate scenario (7%)
$138,309
The long-run U.S. stock market average has been roughly 7-10% annually before inflation.
Conservative (5%)
$108,184
Moderate scenario (7%)
$138,309
Aggressive (10%)
$204,498
Total you contribute
$62,000
For educational purposes only. Estimates are based on the numbers you enter and assume steady conditions; real results vary. This is not financial advice.
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Roth IRA Action Plan & Calculator (EN/ES)
A complete step-by-step guide to opening, funding, and growing your first Roth IRA — no financial background required. Includes a built-in growth calculator, a 2025 income eligibility checker, and a 6-step interactive action plan covering brokerage selection, the backdoor Roth strategy, the 5-year rule, and Custodial Roth IRAs for your kids. Fully bilingual — one click switches the entire guide to Spanish.
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