Free Calculator
Budget calculator (50/30/20)
Enter your take-home pay and see where it should go using the simple 50/30/20 rule — then compare it to what you actually spend.
All calculatorsWhat you actually spend
Your results
Your savings rate
20%
You're at or above the 20% savings target — strong position.
For educational purposes only. Estimates are based on the numbers you enter and assume steady conditions; real results vary. This is not financial advice.
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Monthly Budget Tracker
A clean and easy-to-use monthly budget spreadsheet built for beginners — plan your money and stay on track every month. Track your income and expenses, compare planned vs. actual spending, and see exactly where your money is going, without confusion or complicated formulas. Includes both English and Spanish editions.
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